i have a part-time job with HEB, a grocery store.
making 7.50 an hour.
saving money for college life (college, moving out, car, etc.)
whats the best way to save money?
I know one way is to bring lunch and not buy, but what other ways can I save? I have a 10% discount on store brand foods so that saves me money from my job.

any other ways? and after i pay for my auto insurance, what percent of my paycheck should go to savings?

try to put back 10 percent of what you make that is what most people try to do

I’m selling my car that’s quite expensive and getting a cheaper car, that uses diesel.
I’m buying hardly any extra clothes or shoes
I’ve sold loads of stuff on Ebay
I’m living at home with my parents.

I only have 1 full time job

Do you suggest working full time and part time to save like mad? I wanna return to study in september and so will have to work only part time when I’m studying. How can I save or make more money?

get two more PT jobs and don;t spend ANY money

I am only 24 but i would like start saving right now. I don’t want the bank to take my hard earned cash through fees and interests. I heard about money markets and roth ira but i don’t know anything about it.
What is the best way to save money at the bank?
Thank you.

Here is what I would do:

1. Check with your bank or your account documentation to see how to make your accounts free, and do that. Many checking accounts require a direct deposit or a certain number of debit card transactions to avoid a monthly fee. Find out the requirements your bank has so you don’t get a monthly fee. If you have a savings account now, you may need to keep a minimum balance to avoid the fee. If so, either get to that minimum balance or close the account.

2. If you’re wanting to avoid overdraft fees, check with your bank to see if you are currently "opted in" or "opted out" of them authorizing your debit card when you don’t have the money in your account. If you did nothing, you should automatically be opted out. However, many banks are being tricky to get you to opt in, by either persuading you into it at the branch, or getting you to agree to it online… Some even at ATM’s! They call it overdraft "coverage" or "protection". What it actually does is approve your card and charge you a $35+ fee! Check to make sure you haven’t opted in before, you want to be out so they deny your card for one-time transactions. Be careful though, because checks and any automatic transaction such as an ACH (when you give a company your routing and account number to pay something), or even an automatic payment like a gym membership will still get approved and charge fees.

3. If you want to put back some money to save, start an automatic transfer to your savings account. Do something small and painless, even if it’s $25 per month. If you’re new to saving, I would highly suggest starting with the most basic savings account they have.

4. Money market accounts are like savings accounts, the only benefit is that they sometimes pay better interest, and let you write up to 6 checks a month off of them. They’re usually used by high balance customers looking to gain the most interest on large amounts of money in the bank. They typically have high minimum balances like $1,000 or more, and charge monthly fees if you’re below that.

5. IRA’s (Individual Retirement Accounts) are for saving for retirement. They’re very complicated, but the main idea is that once you deposit into it, you can’t take out of it until you’re 59 and a half years old. If you do, you face heavy penalties. It’s great for tax reasons when you’re saving for retirement, because you can put money into a traditional IRA and deduct it from your taxable income. However, see how disciplined you can be when you put money into a regular savings account before considering an IRA. Even then, talk to a tax professional beforehand or do a lot of research before opening one. There are multiple types (Traditional, Roth, etc.) and different options (IRA Savings, CD’s, etc.) and you can face huge penalties if you don’t know what you’re getting into.

The ipad, which I bought two years ago, and it cost me a lot then, and now I have found some accessories need to be changed. I have calculated this, and it will cost me a lot too, is there the best way to save money maintaining my ipad?

I can tell you a good method, maybe you have already know that there are a lot China whole online shop, and things made in China usually cost much less. And as a office supplies procurement of our company, I usually purchage computer accessories, daily groceries from these kind of shops, anyway, you can go here:http://www.pickegg.com/wholesale/ipad-accessories/ hope you can find what you want in good price.

Anybody is welcome to debate on this,..Will it start with the bills,rent or outings,shopping..What is the best way to save money or how can you add more dollas to your wallet?

When people save money everyone’s income decrease because the more money goes into a saving account, the less money for the merchants.

I have trouble saving money, but I’d really like to get a car soon. I’m supposed to take my road test to get my license within the next few months. Any suggestions on the best way to save money? Your help would be so greatly appreciated!

1) A detailed budget (you can find forms on www.daveramsey.com and search "budget")

2) Once you have a budget, I use an envelope system.
I have a stack of envelopes, and every payday, after I do my budget, each envelope gets filled with cash for that category.

For instance, one envelope is marked "pizza/restaurants"
Every payday, that envelope gets $50. When it’s empty, I force myself to not buy any more pizza or eat at any more restaurants until the next payday.

I always use the this discount voucher code web site http://www.whatdiscountcode.co.uk/ to save money when im shopping are there any other ways to save money when shopping you can tell me about apart from discount codes sites?

There are a few principles that have served me well when I have followed them.

1. Creating a budget that outlines how much I can spend within a variety of categories.
2. Separating needs from wants.
3. Listing out my needs and prioritizing them based on my money available (avoid credit card debt).
4. Shopping around and comparing prices to find the best options (be sure to consider quality and not just price because poor quality things often must be replaced prematurely which can cost more in the long run).
5. Waiting for the items on my list to go on sale or for a voucher code I can use to buy them at a discount.

Tip: When a voucher code is available I also suggest people wait for sales events and then, when possible, stack that voucher code on top of the already-discounted price. I am also willing to buy from eBay and other second-hand sources. I would also like to introduce you to an additional voucher code site that I manage: http://www.shopping-bargains.co.uk/