Archive for budgeting

Our monetary system is based on nothing more than promisary notes. A ten dollar bill is actually worthless. The federal reserve denotes its value as ten dollars though, and we accept that value–but a ten dollar bill is really nothing more than a piece of paper. If our system were to totally collapse, a ten dollar bill would only be worth a worthless of a piece of paper.

Coins, on the other hand, have value. A modern coin, although more valuable than a paper bill, does not have the same “melt value” as its “face value.” Coins are basically metal promisary notes, or tokens. For instance, a modern penny’s primary metal is zinc and is only worth about 1/2 cent, although we recognize it as one cent. Pre-1982 pennies were made primarily of copper and are worth a little less than two cents each in melt value.

The following video breaks it down for you, with the current melt values of your coins.

For more Economic Meltdown Tips, got to meltdowntips.tripod.com

Duration : 0:5:36

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Complete video at: http://fora.tv/2009/06/29/James_Heckman_An_Economists_Perspective_on_Education

Economist James Heckman argues that public schooling has very little to do with increasing or decreasing educational gaps among American students. “The major determinant of school performance … is the family environment that supports the children in the school,” he says.

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Nobel Prize-winning economist James Heckman delivers a talk titled “Schools, Skills, and Synapses: An Economists Perspective on Early Childhood Education and Development” at the 2009 Chautauqua Institution Summer Lecture Series. – Chautauqua Institution

James J. Heckman is the Henry Schultz Distinguished Service Professor of Economics at The University of Chicago where he has served since 1973 and where he directs the Economics Research Center and the Center for Social Program Evaluation at the Harris School. His work on the use of microeconomics for development of public policy garnered the 2000 Nobel Memorial Prize in Economic Sciences (with Daniel McFadden).

Heckman’s recent research focuses on human development and lifecycle skill formation, with a special emphasis on the economics of early childhood. This work has given policymakers important new insights into such areas as education, job-training programs, minimum-wage legislation, anti-discrimination law and civil rights.

Duration : 0:3:12

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Categories : family budgeting
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Feb
14

Make Money While Planning Your Finances!

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EZ Plan helps you plan your finances and make extra money. Order the CD and give it to a friend as a gift or download a free copy and install it on your PC.

Update 2010.3.373 shows how to avoid pending insufficient funds conditions at your bank. It forecasts your financial status months and years ahead with amazing accuracy. Simply input your income and expenses on the EZ Plan calendar on the dates that you expect them and let the computer do the rest. The computer will show you when you should borrow money and when you’ll have extra money to spend. Special EZ Plan applications let you simulate financial conditions without actually experiencing them. You can setup a long-range budget and test the purchase of a new car, a new house or simulate the returns from your investments or the income from your employment and much more.

Eventually, we hope to allow you to upload your daily spend limits to your debit or credit card so that your daily spending decisions can be determined by your financial goals in addition to your bank-defined credit limit. If you attempt to overspend your budget, your debit or credit card will simply decline. In order for you to change your limits, you must revise your financial plan. Nobody needs to know your financial plans but you. This new EZ Plan feature will make credit and debit cards attractive to consumers who want to plan their finances. We need a bank willing to participate by allowing cardholders to upload daily sub-limits to their accounts.

We added an affiliate marketing program to help you make money. You must simply sign up as an affiliate at ClickBank or other companies, locate products that you think are helpful to youself and others, and then tell others about them. You’ll receive commissions when other people buy the products you recommend. We’ll help you spread the word by printing product-related business cards to hand out and also by providing a catalog to attract additional customers to buy your products. Depending on your products, your commissions, your expenses and your plan, you can emerge from the economic slowdown much stronger, wiser, richer and better than before.

EZ Plan is distributed on a CD. The main program is free, less shipping and handling. You must download the latest copy at least once a year. The basic program includes everything you’ll need to start planning your finances. Script programs, such as loan calculators, teacher lesson planners and smart browsers are distributed separately.

Please download a free backup copy of EZ Plan. Install it. Run it and send us your comments. Tell us about your personal projects that need cost analysis and your bills or investments that you would like to simulate so that we can help you get the most out of the EZ Plan software. Hopefully, after setting up your budget, you’ll be able to make trial purchases of new cars, new homes, vacations and more with the certainty of knowing how these items will fit within your budget. We would like team with the providers of these items and provide downloadable simulations that you can add to or remove from your budget whenever you like.

Our web address is:

http://sites.google.com/site/goezplan

Duration : 0:7:45

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Dave Ramsey’s book, The Total Money Makeover Workbook, will motivate you to immediate action so you can:

* Design a surefire plan for paying off all debt
* Set up an emergency fund
* Prepare for college funding
* Maximize your retirement investing…and lots more!

Truth To Go: Dave Ramsey Author / Radio Host The Lampo Group, 1749 Mallory Lane, Suite 100, Brentwood, TN, 37027 www.daveramsey.com Book: The Total Money Makeover

program #8235

Duration : 0:2:43

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I answer a bunch of reader questions about what to do with your money in today’s economy. Catch the extra links I mention in this video at http://www.iwillteachyoutoberich.com/blog/my-3-minute-video-response-what-you-can-do-about-todays-economy

Duration : 0:3:29

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Feb
08

Top Ten Budgeting Tips

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Learn the Personal Budgeting secrets to always be financially ahead. Budgeting to win.

Duration : 0:3:50

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Feb
06

Reach Your Money Goals Young

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www.FreeBy30.com
Discover how to retire young so you can fully enjoy life. Do what you want when you want by living your lifestlye young.
Visit www.FreeBy30.com for additional free video lessons.

Duration : 0:2:11

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This installment discusses how anyone can save more money and not live paycheck to paycheck by budgeting their money and spending and saving wisely.

Duration : 0:9:31

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This installment discusses how anyone can save more money and not live paycheck to paycheck by budgeting their money and spending and saving wisely.

Duration : 0:10:13

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Jan
28

Budget Tips for College Students

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Aaron Patzer, Mint Founder & CEO discusses smart tips for saving money while in college.

Duration : 0:4:6

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