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University of Minnesota experts break down some ways to talk with your family about cutting back on gifts in light of economic troubles.

University of Minnesota Extension Educator Rosemary Heins and family social science professor Bill Doherty break down the best ways to talk to your kids about the holidays this year.

Duration : 0:2:20

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Categories : budgeting tips
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Feb
14

Get Out Of Debt Free Pt.2

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Find how to get out of debt Free in this 30 minute light-hearted but powerful presentation, offering a unique insight into dealing with debt, Lawfully, Honestly and Truthfully.
Beat the Banks and the Debt Collectors Totally Lawfully and Get Out of Debt Free…

7 Reasons why Credit Card/Loan agreements are unlawful
or why you don’t owe your bank/credit card company anything ….

1. Your Credit Card Agreement is an unlawful contract as it is ONLY signed by you- constituting a unilateral agreement. Contract Law
2. All contracts, in order to be valid, must be signed by someone able to bind the corporation in contract.
Contract Law at

3. Banks create money out of thin air- they have no money to lend you.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking

4. It is not possible to actually pay the outstanding amount as the currency is based on worthless paper and ‘electronic funds’ on computers.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking

5. You do not have to pay statements, only invoices.
Bills of Exchange Act 1882 at http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1882/cukpga_18820061_en_1

6. You are not lawfully bound to pay anything which is unsigned.
Bills of Exchange Act 1882

7. The uppercase name on the credit card is not your name, but a ‘corporate entity’.
Blacks Law Dictionary
———
You do not need a degree in law to deal with banks and debt collectors, however a general understanding of some of the terms we use is not only beneficial to the process, it can also make it more satisfying. It also highlights how the law is often used against us and how little we understand the law in general.

Ens legis: “Ens Legis. L. Lat. A creature of the law; an artificial being, as contrasted with a human being. Applied to corporations, considered as deriving their existence entirely from the law.” “Blacks Law Dictionary, Fourth Edition, 1951.
————-
Capitis Diminutio
Gage Canadian Dictionary 1983 Sec. 4 defines Capitalize adj. as “To take advantage of -
To use to ones own advantage.”
Blacks Law Dictionary Revised 4th Edition 1968, provides a more comprehensive definition as follows
Capitis Diminutio In Roman law. A diminishing or abridgment of personality; a loss or curtailment of a man’s status or aggregate of legal attributes and qualifications.
——–
Capitis Diminutio Media – A lessor or medium loss of status. This occurred where a man loses his rights of citizenship, but without losing his liberty. It carried away also the family rights.
Capitis Diminutio Maxima – The highest or most comprehensive loss of status. This occurred when a man’s condition was changed from one of freedom to one of bondage, when he became a slave. It swept away with it all rights of citizenship and all family rights.
———-
Sui Juris: In civil law the phrase sui juris indicates legal competence, the capacity to manage ones own affairs (Black’s Law Dictionary, Oxford English Dictionary). Thus in Roman law the caregiver or guardian of a spendthrift (prodigus) or of a person of unsound mind (furiosus),

Duration : 0:9:57

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Feb
14

Make Money While Planning Your Finances!

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EZ Plan helps you plan your finances and make extra money. Order the CD and give it to a friend as a gift or download a free copy and install it on your PC.

Update 2010.3.373 shows how to avoid pending insufficient funds conditions at your bank. It forecasts your financial status months and years ahead with amazing accuracy. Simply input your income and expenses on the EZ Plan calendar on the dates that you expect them and let the computer do the rest. The computer will show you when you should borrow money and when you’ll have extra money to spend. Special EZ Plan applications let you simulate financial conditions without actually experiencing them. You can setup a long-range budget and test the purchase of a new car, a new house or simulate the returns from your investments or the income from your employment and much more.

Eventually, we hope to allow you to upload your daily spend limits to your debit or credit card so that your daily spending decisions can be determined by your financial goals in addition to your bank-defined credit limit. If you attempt to overspend your budget, your debit or credit card will simply decline. In order for you to change your limits, you must revise your financial plan. Nobody needs to know your financial plans but you. This new EZ Plan feature will make credit and debit cards attractive to consumers who want to plan their finances. We need a bank willing to participate by allowing cardholders to upload daily sub-limits to their accounts.

We added an affiliate marketing program to help you make money. You must simply sign up as an affiliate at ClickBank or other companies, locate products that you think are helpful to youself and others, and then tell others about them. You’ll receive commissions when other people buy the products you recommend. We’ll help you spread the word by printing product-related business cards to hand out and also by providing a catalog to attract additional customers to buy your products. Depending on your products, your commissions, your expenses and your plan, you can emerge from the economic slowdown much stronger, wiser, richer and better than before.

EZ Plan is distributed on a CD. The main program is free, less shipping and handling. You must download the latest copy at least once a year. The basic program includes everything you’ll need to start planning your finances. Script programs, such as loan calculators, teacher lesson planners and smart browsers are distributed separately.

Please download a free backup copy of EZ Plan. Install it. Run it and send us your comments. Tell us about your personal projects that need cost analysis and your bills or investments that you would like to simulate so that we can help you get the most out of the EZ Plan software. Hopefully, after setting up your budget, you’ll be able to make trial purchases of new cars, new homes, vacations and more with the certainty of knowing how these items will fit within your budget. We would like team with the providers of these items and provide downloadable simulations that you can add to or remove from your budget whenever you like.

Our web address is:

http://sites.google.com/site/goezplan

Duration : 0:7:45

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Feb
06

Reach Your Money Goals Young

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www.FreeBy30.com
Discover how to retire young so you can fully enjoy life. Do what you want when you want by living your lifestlye young.
Visit www.FreeBy30.com for additional free video lessons.

Duration : 0:2:11

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Moderators: Mr. Donald W. Tang*, Vice Chairman, Bear Stearns & Co, Inc.
Ms. Henny Sender, International Financial Correspondent, Financial Times
Panelists: Mr. Jesse Wang, Deputy General Manager, China Investment Corporation
Dr. Richard H. Clarida, Executive Vice President and Global Strategic Advisor, PIMCO
Mr. Robert Kaproth, Director, International Monetary Policy, U.S. Department of the Treasury

Duration : 0:8:46

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Categories : investment wealth
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Jan
30

Wealth Explosion Seminar – Pt. 1

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http://www.askwayde.com
Discover why conventional retirement planning and investment decisions are just not working today and how you can fight back…and win the game!

Stop following traditional investing advice, because it’s not going to make you rich. The Speed of Wealth was founded by Wayde McKelvy, with more than 18 years of experience in finance. The strategies shared here are brand new and meant to give you financial freedom. If you want to become a millionaire, you need to quit buying into conventional investment wisdom. Wayde has made tons of wealth, and lost it, and made it again. The investment opportunities offered through the Speed of Wealth are not investment strategies you’re likely to hear anywhere else. And these investment strategies and financial wisdom are designed to help Middle America take control of its financial future.

Duration : 0:7:54

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Categories : investment wealth
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Moderator: Mr. Donald W. Tang*, Vice Chairman, Bear Stearns & Co, Inc.

Duration : 0:7:18

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Categories : investment wealth
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Jan
28

Get Out Of Debt Free paperwork

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Find out how to get out of debt Free in this 30 minute lighthearted but powerful presentation by Jon: Witterick, offering a unique insight into dealing with debt, Lawfully, Honestly and Truthfully.
Beat the Banks and the Debt Collectors Totally Lawfully and Get Out of Debt Free…

7 Reasons why Credit Card/Loan agreements are unlawful
or why you don’t owe your bank/credit card company anything ….

1. Your Credit Card Agreement is an unlawful contract as it is ONLY signed by you- constituting a unilateral agreement. Contract Law
2. All contracts, in order to be valid, must be signed by someone able to bind the corporation in contract.
Contract Law at http://www.getoutofdebtfree.org/UK/resourcesmenu.php#Contract

3. Banks create money out of thin air- they have no money to lend you.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking

4. It is not possible to actually pay the outstanding amount as the currency is based on worthless paper and ‘electronic funds’ on computers.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking

5. You do not have to pay statements, only invoices.
Bills of Exchange Act 1882 at http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1882/cukpga_18820061_en_1

6. You are not lawfully bound to pay anything which is unsigned.
Bills of Exchange Act 1882 at http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1882/cukpga_18820061_en_1

7. The uppercase name on the credit card is not your name, but a ‘corporate entity’.
Blacks Law Dictionary at http://www.getoutofdebtfree.org/UK/resourcesmenu.php#Capitis
———
Ens legis: “Ens Legis. L. Lat. A creature of the law; an artificial being, as contrasted with a human being. Applied to corporations, considered as deriving their existence entirely from the law.” “Blacks Law Dictionary, Fourth Edition, 1951.
——–
Capitis Diminutio
Gage Canadian Dictionary 1983 Sec. 4 defines Capitalize adj. as “To take advantage of -
To use to ones own advantage.”
Blacks Law Dictionary Revised 4th Edition 1968, provides a more comprehensive definition as follows
Capitis Diminutio In Roman law. A diminishing or abridgment of personality; a loss or curtailment of a man’s status or aggregate of legal attributes and qualifications.
——–
Capitis Diminutio Media – A lessor or medium loss of status. This occurred where a man loses his rights of citizenship, but without losing his liberty. It carried away also the family rights.
——-
Sui Juris: In civil law the phrase sui juris indicates legal competence, the capacity to manage ones own affairs (Black’s Law Dictionary, Oxford English Dictionary). Thus in Roman law the caregiver or guardian of a spendthrift (prodigus) or of a person of unsound mind (furiosus),

Duration : 0:9:46

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This is the Simplest way to get free money in Euro Truck Simulator.
Better than the rest which don’t Show the Full method and leave out bits and parts.
made it in kind of a rush so follow along with the annotions for more help/
and if you need any kind of help than send me a message or comment.!

How to cheat money in Euro truck simulator:
1) First, you go to start and click on “My documents” (windows XP) or “Documents”(Windowows Vista).
2) Then go to “Euro Truck Simulator.”
3) Open “config.cfg”
4) You will see something that says “uset g_console “0″ and “uset g_developer “0″.
5) You will change the 0 to 1 so now it should look like this “uset g_console “1″ and “uset g_developer “1″
and thats it and save it!! :D

Now run the game load it then press this button “~”(its next to the 1 button on the left.
Then type in “cheat money” to get the money
and press enter it should say that you got 500,000.00 more money!!!

???????????????????
???????????????????
???????????????????
???????????????????

Duration : 0:5:36

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Jan
24

Get Out Of Debt Free Pt.3.

Posted by: admin | Comments (1)

Find how to get out of debt Free in this 30 minute light-hearted but powerful presentation, offering a unique insight into dealing with debt, Lawfully, Honestly and Truthfully.
Beat the Banks and the Debt Collectors Totally Lawfully and Get Out of Debt Free…

Please visit http://www.getoutofdebtfree.org ..

7 Reasons why Credit Card/Loan agreements are unlawful
or why you don’t owe your bank/credit card company anything ….

1. Your Credit Card Agreement is an unlawful contract as it is ONLY signed by you- constituting a unilateral agreement. Contract Law at http://www.getoutofdebtfree.org/UK/resourcesmenu.php#Contract

2. All contracts, in order to be valid, must be signed by someone able to bind the corporation in contract.
Contract Law
3. Banks create money out of thin air- they have no money to lend you.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking

4. It is not possible to actually pay the outstanding amount as the currency is based on worthless paper and ‘electronic funds’ on computers.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking

5. You do not have to pay statements, only invoices.
Bills of Exchange Act 1882 at http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1882/cukpga_18820061_en_1

6. You are not lawfully bound to pay anything which is unsigned.
Bills of Exchange Act 1882 at http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1882/cukpga_18820061_en_1

7. The uppercase name on the credit card is not your name, but a ‘corporate entity’.
Blacks Law Dictionary at http://www.getoutofdebtfree.org/UK/resourcesmenu.php#Capitis
——–
You do not need a degree in law to deal with banks and debt collectors, however a general understanding of some of the terms we use is not only beneficial to the process, it can also make it more satisfying. It also highlights how the law is often used against us and how little we understand the law in general.

Ens legis: “Ens Legis. L. Lat. A creature of the law; an artificial being, as contrasted with a human being. Applied to corporations, considered as deriving their existence entirely from the law.” “Blacks Law Dictionary, Fourth Edition, 1951.

Capitis Diminutio
Gage Canadian Dictionary 1983 Sec. 4 defines Capitalize adj. as “To take advantage of -
To use to ones own advantage.”
Blacks Law Dictionary Revised 4th Edition 1968, provides a more comprehensive definition as follows
Capitis Diminutio In Roman law. A diminishing or abridgment of personality; a loss or curtailment of a man’s status or aggregate of legal attributes and qualifications.
Capitis Diminutio Minima – The lowest or least comprehensive degree of loss of status. This occurred where a man’s family relations alone were changed. It happened upon the arrogation [pride] of a person who had been his own master, (sui juris,) [of his own right, not under any legal disability] or upon the emancipation of one who had been under the patria potestas. [Parental authority] It left the rights of liberty and citizenship unaltered.
Sui Juris: In civil law the phrase sui juris indicates legal competence, the capacity to manage ones own affairs (Black’s Law Dictionary, Oxford English Dictionary). Thus in Roman law the caregiver or guardian of a spendthrift (prodigus) or of a person of unsound mind (furiosus),

Duration : 0:9:26

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Comments (1)

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